/* housefinan-header-v2.css */
/* Housefinan · cabecera compartida 2026 */
:root{--hf-aqua:#79cccb;--hf-aqua-dark:#3aa9a8;--hf-ink:#25282d;--hf-border:rgba(201,220,220,.88)}

/* Barra de progreso compartida: mismo comportamiento en todas las páginas */
.scroll-progress{
  position:fixed!important;inset:0 0 auto 0!important;height:3px!important;z-index:260!important;
  background:transparent!important;pointer-events:none!important;overflow:hidden!important;
}
.scroll-progress span{
  display:block!important;width:0;height:100%!important;
  background:linear-gradient(90deg,#69c9c8,#8fdedc)!important;
  box-shadow:0 0 14px rgba(75,194,192,.34);
  transition:width .08s linear;
}

.site-header{
  position:sticky!important;top:0!important;z-index:200!important;width:100%;
  background:rgba(249,254,254,.90)!important;border-bottom:1px solid rgba(207,225,225,.68)!important;
  box-shadow:none;backdrop-filter:saturate(145%) blur(18px)!important;-webkit-backdrop-filter:saturate(145%) blur(18px)!important;
  transition:background .25s ease,border-color .25s ease,box-shadow .25s ease;
}
.site-header.scrolled{background:rgba(255,255,255,.95)!important;border-bottom-color:rgba(205,220,220,.92)!important;box-shadow:0 10px 34px rgba(24,49,53,.055)}
.site-header .header-inner{
  width:min(1200px,calc(100% - 48px))!important;margin-inline:auto!important;min-height:76px!important;height:auto!important;
  display:grid!important;grid-template-columns:1fr auto 1fr!important;align-items:center!important;gap:28px!important;padding:0!important;
  transition:min-height .25s ease!important;
}
.site-header.scrolled .header-inner{min-height:68px!important}
.site-header .brand{justify-self:start;display:inline-flex!important;align-items:center!important;min-width:0}
.site-header .brand-logo,.site-header .brand img{display:block!important;width:151px!important;height:auto!important}
.site-header .desktop-nav{justify-self:center;display:flex!important;align-items:center!important;justify-content:center!important;gap:7px!important;margin:0!important;font-size:13px!important;font-weight:760!important;white-space:nowrap}
.site-header .desktop-nav a{position:relative;display:inline-flex;align-items:center;min-height:40px;padding:8px 13px!important;border-radius:999px;color:#51575e!important;background:transparent!important;transition:color .2s ease,background .2s ease,transform .2s ease}
.site-header .desktop-nav a:after{display:none!important}
.site-header .desktop-nav a:hover{color:#22252b!important;background:rgba(66,200,199,.09)!important}
.site-header .desktop-nav a.active,.site-header .desktop-nav a[aria-current="page"]{color:#1f2529!important;background:rgba(66,200,199,.13)!important}
.site-header .header-actions{justify-self:end;display:flex!important;align-items:center!important;gap:9px!important;margin:0!important}

/* CTA principal del header */
.site-header .header-actions > a.hf-header-cta{
  min-height:42px!important;display:inline-flex!important;align-items:center!important;justify-content:center!important;padding:0 19px!important;
  border:1px solid #2c2f34!important;border-radius:999px!important;background:#2c2f34!important;color:#fff!important;
  -webkit-text-fill-color:#fff!important;box-shadow:0 8px 22px rgba(30,34,39,.14)!important;font-size:12px!important;font-weight:820!important;
  line-height:1!important;text-decoration:none!important;white-space:nowrap!important;opacity:1!important;
  transition:transform .2s ease,background .2s ease,box-shadow .2s ease!important;
}
.site-header .header-actions > a.hf-header-cta:hover{transform:translateY(-1px)!important;background:#202328!important;border-color:#202328!important;box-shadow:0 11px 27px rgba(30,34,39,.18)!important}
.hf-header-cta:focus-visible,.menu-button:focus-visible,.language-trigger:focus-visible,.language-option:focus-visible{outline:3px solid rgba(66,200,199,.30)!important;outline-offset:2px!important}

/* Selector de idioma */
.language-selector{position:relative;z-index:5}
.language-trigger{min-width:82px;height:42px;display:inline-flex;align-items:center;justify-content:center;gap:7px;padding:0 11px;border:1px solid var(--hf-border);border-radius:999px;background:rgba(255,255,255,.80);color:#343a40;box-shadow:0 4px 18px rgba(29,52,56,.045);cursor:pointer;font:inherit;font-size:12px;font-weight:820;line-height:1;transition:border-color .2s ease,background .2s ease,box-shadow .2s ease,transform .2s ease}
.language-trigger:hover{transform:translateY(-1px);border-color:#a9cecd;background:#fff;box-shadow:0 8px 22px rgba(29,52,56,.075)}
.language-flag-image,.language-option-flag-image{display:block;flex:0 0 auto;border-radius:50%;object-fit:cover;box-shadow:0 0 0 1px rgba(31,49,52,.08)}
.language-flag-image{width:20px;height:20px}
.language-option-flag-image{width:23px;height:23px}
.language-code{letter-spacing:.035em}.language-chevron{width:14px;height:14px;opacity:.68;transition:transform .2s ease}.language-selector.open .language-chevron{transform:rotate(180deg)}
.language-menu{position:absolute;top:calc(100% + 10px);right:0;width:286px;padding:8px;border:1px solid rgba(209,224,224,.94);border-radius:20px;background:rgba(255,255,255,.985);box-shadow:0 22px 60px rgba(25,52,55,.15);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);opacity:0;visibility:hidden;transform:translateY(-7px) scale(.985);transform-origin:top right;pointer-events:none;transition:opacity .18s ease,transform .18s ease,visibility .18s ease}
.language-selector.open .language-menu{opacity:1;visibility:visible;transform:none;pointer-events:auto}
.language-option{width:100%;min-height:52px;display:grid;grid-template-columns:28px minmax(0,1fr) auto;align-items:center;gap:10px;padding:7px 9px;border:0;border-radius:13px;background:transparent;color:#30363b;text-align:left;cursor:pointer;font:inherit;transition:background .16s ease,color .16s ease}
.language-option:hover{background:#f0fafa}.language-option.is-current{background:#eaf8f7;color:#255c5d}.language-option strong{display:block;font-size:12px;line-height:1.15;font-weight:820}.language-option small{display:block;margin-top:3px;color:#7a8187;font-size:9.5px;line-height:1.15;font-weight:600}.language-check{width:22px;height:22px;display:grid;place-items:center;border-radius:50%;background:#d5f3f2;color:#267f80;font-size:11px;font-weight:900}.language-soon{padding:5px 7px;border-radius:999px;background:#f2f5f5;color:#8a9095;font-size:8px;font-weight:800;letter-spacing:.025em;white-space:nowrap}.language-option[data-coming-soon="true"]{color:#565d63}.language-option[data-coming-soon="true"]:hover{background:#f7fbfb}
.hf-language-toast{position:fixed;z-index:300;left:50%;bottom:24px;max-width:min(92vw,430px);transform:translate(-50%,12px);padding:11px 16px;border:1px solid rgba(202,220,220,.95);border-radius:999px;background:rgba(34,37,43,.94);color:#fff;box-shadow:0 16px 42px rgba(20,30,34,.22);font-size:11px;font-weight:700;opacity:0;pointer-events:none;transition:opacity .2s ease,transform .2s ease}.hf-language-toast.show{opacity:1;transform:translate(-50%,0)}

/* Hamburguesa */
.site-header .menu-button{display:none!important;width:42px!important;height:42px!important;margin:0!important;padding:0!important;border:1px solid var(--hf-border)!important;border-radius:13px!important;background:rgba(255,255,255,.76)!important;cursor:pointer;align-items:center!important;justify-content:center!important;flex-direction:column!important}
.site-header .menu-button span{display:block!important;width:19px!important;height:2px!important;margin:2.5px auto!important;border-radius:99px!important;background:#25292e!important;transition:transform .2s ease,opacity .2s ease!important}
.site-header .menu-button[aria-expanded="true"] span:nth-child(1){transform:translateY(7px) rotate(45deg)!important}.site-header .menu-button[aria-expanded="true"] span:nth-child(2){opacity:0!important}.site-header .menu-button[aria-expanded="true"] span:nth-child(3){transform:translateY(-7px) rotate(-45deg)!important}
.site-header .mobile-menu{display:none!important}

@media(max-width:900px){
  .site-header .header-inner{width:min(100% - 28px,760px)!important;min-height:64px!important;grid-template-columns:minmax(0,1fr) auto!important;gap:10px!important}
  .site-header.scrolled .header-inner{min-height:64px!important}.site-header .brand-logo,.site-header .brand img{width:124px!important}.site-header .desktop-nav{display:none!important}
  .site-header .header-actions{grid-column:auto!important;display:flex!important;justify-self:end!important;gap:7px!important}.site-header .header-actions > a.hf-header-cta{display:none!important}.site-header .menu-button{display:flex!important}
  .language-trigger{min-width:61px;height:40px;padding:0 9px;gap:6px}.language-trigger .language-code{font-size:11px}.language-flag-image{width:18px;height:18px}.language-trigger .language-chevron{width:12px;height:12px}.language-menu{width:min(286px,calc(100vw - 24px));right:0;top:calc(100% + 9px)}
  .site-header .mobile-menu{position:absolute!important;top:calc(100% + 8px)!important;left:14px!important;right:14px!important;z-index:4!important;padding:8px!important;border:1px solid rgba(207,224,224,.96)!important;border-radius:18px!important;background:rgba(255,255,255,.99)!important;box-shadow:0 20px 55px rgba(25,52,55,.15)!important;backdrop-filter:blur(18px)!important;-webkit-backdrop-filter:blur(18px)!important}
  .site-header .mobile-menu.open{display:grid!important;gap:3px!important}.site-header .mobile-menu a{display:flex!important;align-items:center!important;min-height:46px!important;padding:10px 13px!important;border:0!important;border-radius:11px!important;color:#444b51!important;font-size:13px!important;font-weight:760!important;background:transparent!important;text-decoration:none!important}
  .site-header .mobile-menu a:hover,.site-header .mobile-menu a.active,.site-header .mobile-menu a[aria-current="page"]{color:#202529!important;background:#edf9f8!important}
  .site-header .mobile-menu .hf-mobile-cta{margin-top:5px!important;justify-content:center!important;background:#79cccb!important;color:#173d3e!important;font-weight:850!important;box-shadow:0 8px 20px rgba(66,200,199,.16)!important}
}
@media(max-width:430px){.site-header .header-inner{width:calc(100% - 22px)!important;gap:6px!important}.site-header .brand-logo,.site-header .brand img{width:114px!important}.language-trigger{min-width:57px;height:39px;padding-inline:8px}.site-header .menu-button{width:39px!important;height:39px!important}.site-header .mobile-menu{left:10px!important;right:10px!important;top:calc(100% + 6px)!important}}
@media(prefers-reduced-motion:reduce){.site-header *,.hf-language-toast,.scroll-progress span{transition:none!important}}

/* v2: recursos de bandera rasterizados para evitar problemas de MIME/SVG en algunos hostings */
.language-flag-image,.language-option-flag-image{background:#eef4f4!important;border:1px solid rgba(30,45,48,.08)!important;}
.language-flag-image{width:20px!important;height:20px!important;}
.language-option-flag-image{width:23px!important;height:23px!important;}
@media (max-width:900px){
  .site-header .header-actions > a.hf-header-cta{display:none!important;}
}

/* v4 · El header no hereda subrayados/estilos editoriales de páginas internas */
.site-header a,
.site-header .brand,
.site-header .desktop-nav a,
.site-header .mobile-menu a,
.site-header .hf-header-cta{
  text-decoration:none!important;
  text-decoration-line:none!important;
}
.site-header .brand{
  border:0!important;
}
.site-header .desktop-nav a{
  border:0!important;
  box-shadow:none!important;
}

/* housefinan-footer-v1.css */
/* Housefinan shared footer — keep this file loaded on every page. */
.hf-footer{
  position:relative;
  z-index:1;
  width:100%;
  margin:0;
  padding:64px 0 36px;
  border-top:1px solid #e3e9e9;
  background:#f7f9f9;
  color:#2b3035;
  font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
}
.hf-footer *{box-sizing:border-box}
.hf-footer a{color:inherit;text-decoration:none}
.hf-footer-inner{width:min(1180px,calc(100% - 48px));margin-inline:auto}
.hf-footer-main{display:grid;grid-template-columns:minmax(240px,.78fr) minmax(0,1.22fr);gap:52px;align-items:start;padding-bottom:34px;border-bottom:1px solid #dfe6e6}
.hf-footer-brand{display:inline-flex;align-items:center}
.hf-footer-brand img{display:block;width:151px!important;height:auto!important;max-width:100%;filter:none!important}
.hf-footer-brand-block p{max-width:31ch;margin:14px 0 0;color:#70777d;font-size:12px;line-height:1.6;font-weight:620}
.hf-footer-nav{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px 24px;align-content:start;justify-self:stretch}
.hf-footer-nav a{display:inline-flex;width:max-content;max-width:100%;color:#596067;font-size:12px;line-height:1.45;font-weight:700;transition:color .18s ease,transform .18s ease}
.hf-footer-nav a:hover{color:#247e7f;transform:translateX(2px)}
.hf-footer-nav a.hf-footer-directory{
  position:relative;
  display:inline-flex;
  align-items:center;
  gap:9px;
  width:max-content;
  max-width:100%;
  margin-top:3px;
  padding:10px 15px 10px 13px;
  border:1px solid rgba(86,176,176,.34);
  border-radius:14px;
  background:linear-gradient(135deg,#e6f7f6 0%,#f7fcfc 58%,#edf8f7 100%);
  color:#1f696a;
  font-size:12px;
  font-weight:850;
  letter-spacing:.01em;
  box-shadow:0 9px 24px rgba(35,104,105,.10),inset 0 1px 0 rgba(255,255,255,.82);
  overflow:hidden;
  isolation:isolate;
  transition:transform .18s ease,border-color .18s ease,box-shadow .18s ease,color .18s ease;
}
.hf-footer-nav a.hf-footer-directory:before{
  content:"";
  width:8px;
  height:8px;
  flex:0 0 8px;
  border-radius:999px;
  background:#70c7c7;
  box-shadow:0 0 0 4px rgba(112,199,199,.15);
}
.hf-footer-nav a.hf-footer-directory:after{
  content:"→";
  position:relative;
  z-index:1;
  font-size:14px;
  line-height:1;
  font-weight:900;
  transition:transform .18s ease;
}
.hf-footer-nav a.hf-footer-directory:hover{
  color:#155e60;
  border-color:rgba(68,160,161,.58);
  transform:translateY(-2px);
  box-shadow:0 14px 30px rgba(35,104,105,.16),inset 0 1px 0 rgba(255,255,255,.9);
}
.hf-footer-nav a.hf-footer-directory:hover:after{transform:translateX(3px)}
.hf-footer-nav a.hf-footer-directory:focus-visible{
  outline:3px solid rgba(112,199,199,.34);
  outline-offset:3px;
}
.hf-footer-nav a.hf-footer-directory[aria-current="page"]{
  border-color:rgba(55,145,146,.58);
  background:linear-gradient(135deg,#dff4f3 0%,#f5fbfb 100%);
  color:#155e60;
}

.hf-footer-legal{display:grid;grid-template-columns:1fr 1fr;gap:32px;padding-top:28px}
.hf-footer-legal p{max-width:none!important;margin:0!important;color:#7d8489!important;font-size:10px!important;line-height:1.72!important;font-weight:400!important;letter-spacing:0!important;text-transform:none!important}
@media(max-width:800px){
  .hf-footer{padding:52px 0 34px}
  .hf-footer-inner{width:min(100% - 32px,1180px)}
  .hf-footer-main{grid-template-columns:1fr;gap:26px;padding-bottom:28px}
  .hf-footer-nav{grid-template-columns:1fr 1fr;gap:12px 18px}
  .hf-footer-legal{grid-template-columns:1fr;gap:14px;padding-top:23px}
}
@media(max-width:430px){
  .hf-footer{padding:46px 0 calc(92px + env(safe-area-inset-bottom,0px))}
  .hf-footer-inner{width:calc(100% - 28px)}
  .hf-footer-brand img{width:136px!important}
  .hf-footer-nav{grid-template-columns:1fr;gap:11px}
  .hf-footer-nav a{font-size:11.5px}
  .hf-footer-legal p{font-size:9.5px!important;line-height:1.68!important}
}

/* legal-pages.css */

/* Housefinan · páginas legales 2026 */
:root{
  --legal-aqua:#79cccb;--legal-aqua-dark:#397f80;--legal-ink:#23262b;--legal-muted:#626a72;
  --legal-line:#dfeaea;--legal-bg:#f7fbfb;--legal-card:#fff;--legal-max:1180px;--legal-text:74ch;
}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:94px}body{margin:0;color:var(--legal-ink);background:#fff;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:16px;line-height:1.7;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}img{display:block;max-width:100%;height:auto}a{color:inherit;text-decoration:none}button{font:inherit}.container{width:min(var(--legal-max),calc(100% - 48px));margin-inline:auto}.legal-page{min-height:60vh}.legal-hero{position:relative;overflow:hidden;padding:76px 0 58px;background:radial-gradient(circle at 84% 10%,rgba(121,204,203,.18),transparent 31%),linear-gradient(135deg,#fbffff 0%,#eef9f8 100%);border-bottom:1px solid rgba(203,225,224,.75)}.legal-hero:before{content:"";position:absolute;inset:0;opacity:.22;pointer-events:none;background-image:linear-gradient(rgba(53,114,114,.06) 1px,transparent 1px),linear-gradient(90deg,rgba(53,114,114,.06) 1px,transparent 1px);background-size:60px 60px;-webkit-mask-image:linear-gradient(to right,transparent 4%,#000 70%);mask-image:linear-gradient(to right,transparent 4%,#000 70%)}.legal-hero-inner{position:relative;z-index:1;max-width:890px}.legal-eyebrow{display:inline-flex;align-items:center;gap:10px;margin:0 0 16px;color:var(--legal-aqua-dark);font-size:12px;font-weight:850;letter-spacing:.1em;text-transform:uppercase}.legal-eyebrow:before{content:"";width:24px;height:2px;border-radius:999px;background:var(--legal-aqua)}.legal-hero h1{margin:0 0 22px;max-width:16ch;font-size:clamp(42px,5.1vw,68px);line-height:1.02;letter-spacing:-.048em;font-weight:850;text-wrap:balance}.legal-hero .intro{margin:0;max-width:67ch;color:var(--legal-muted);font-size:clamp(16px,1.35vw,19px);line-height:1.75}.legal-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:clamp(46px,7vw,92px);align-items:start;padding:70px 0 86px}.legal-toc{position:sticky;top:98px}.legal-toc-card{padding:20px;border:1px solid var(--legal-line);border-radius:20px;background:rgba(248,252,252,.86);box-shadow:0 12px 38px rgba(36,69,71,.05)}.legal-toc-title{margin:0 0 12px;color:#7b8287;font-size:10px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.legal-toc a{display:block;padding:9px 10px;border-radius:10px;color:#596067;font-size:12px;font-weight:700;line-height:1.35;transition:background .18s ease,color .18s ease,transform .18s ease}.legal-toc a:hover{background:#eaf8f7;color:#245e60;transform:translateX(2px)}.legal-content{max-width:var(--legal-text)}.legal-section{padding:0 0 34px;margin:0 0 34px;border-bottom:1px solid var(--legal-line)}.legal-section:last-child{border-bottom:0;margin-bottom:0;padding-bottom:0}.legal-section h2{margin:0 0 16px;max-width:28ch;font-size:clamp(24px,2.5vw,32px);line-height:1.18;letter-spacing:-.03em;font-weight:820;text-wrap:balance}.legal-section h3{margin:26px 0 10px;font-size:18px;line-height:1.3;letter-spacing:-.02em}.legal-section p{margin:0 0 15px;color:#545c64}.legal-section p:last-child{margin-bottom:0}.legal-section ul{margin:8px 0 18px;padding-left:20px;color:#545c64}.legal-section li{margin:8px 0}.legal-section strong{color:#2f353a}.legal-contact-box{margin-top:22px;padding:20px 22px;border:1px solid #cde8e7;border-radius:18px;background:#eefafa}.legal-contact-box p{margin:0;color:#3d5355}.legal-contact-box a{color:#237c7d;font-weight:800;text-decoration:underline;text-decoration-color:rgba(35,124,125,.28);text-underline-offset:3px}.legal-note{display:flex;gap:12px;align-items:flex-start;margin:24px 0;padding:18px 20px;border-radius:18px;background:#f5f8f8;color:#5b636a;font-size:14px}.legal-note i{width:24px;height:24px;display:grid;place-items:center;flex:0 0 auto;border-radius:50%;background:#dff4f3;color:#2f8586;font-style:normal;font-weight:900}.legal-inline-link{color:#277e80;font-weight:760;text-decoration:underline;text-decoration-color:rgba(39,126,128,.25);text-underline-offset:3px}.legal-footer{background:#2f3138;color:#fff;padding:52px 0 34px}.legal-footer-top{display:grid;grid-template-columns:1fr auto;gap:36px;align-items:start;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12)}.legal-footer .brand-logo{width:151px;height:auto;filter:brightness(0) invert(1)}.legal-footer-links{display:flex;flex-wrap:wrap;justify-content:flex-end;gap:10px 22px;max-width:620px}.legal-footer-links a{color:rgba(255,255,255,.78);font-size:12px;font-weight:650}.legal-footer-links a:hover{color:#fff}.legal-footer-links a[aria-current="page"]{color:#9be4e2}.legal-footer-copy{padding-top:28px;color:rgba(255,255,255,.68);font-size:10.5px;line-height:1.72}.legal-footer-copy p{max-width:108ch;margin:0 0 13px}.legal-footer-copy p:last-child{margin-bottom:0}.legal-footer-copy a{color:#a9e7e5;text-decoration:underline;text-decoration-color:rgba(169,231,229,.35);text-underline-offset:2px}
@media(max-width:900px){.legal-hero{padding:54px 0 42px}.legal-layout{grid-template-columns:1fr;padding:48px 0 66px}.legal-toc{position:static}.legal-toc-card{display:flex;gap:6px;padding:8px;overflow-x:auto;scrollbar-width:none}.legal-toc-card::-webkit-scrollbar{display:none}.legal-toc-title{display:none}.legal-toc a{flex:0 0 auto;padding:9px 12px;background:#f5fafa;white-space:nowrap}.legal-footer-top{grid-template-columns:1fr}.legal-footer-links{justify-content:flex-start}}
@media(max-width:640px){.container{width:min(100% - 32px,var(--legal-max))}.legal-hero{padding:42px 0 34px}.legal-hero h1{font-size:clamp(36px,11vw,48px)}.legal-hero .intro{font-size:15px}.legal-layout{padding:34px 0 52px;gap:28px}.legal-section{padding-bottom:28px;margin-bottom:28px}.legal-section h2{font-size:25px}.legal-section h3{font-size:17px}.legal-section p,.legal-section li{font-size:14px;line-height:1.72}.legal-contact-box{padding:17px}.legal-footer{padding:42px 0 92px}.legal-footer-links{display:grid;grid-template-columns:1fr 1fr;gap:12px 18px}.legal-footer-copy{font-size:10px}.legal-toc{margin-inline:-2px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.legal-toc a{transition:none}}

/* housefinan-site-v3.css */
/* Housefinan · refinamiento global 2026
   Capa final compartida: accesibilidad, ritmo visual, cabecera, footer y home. */
:root{
  --hf-accent:#42c8c7;
  --hf-accent-strong:#2fb7b6;
  --hf-accent-dark:#157f80;
  --hf-ink:#22252b;
  --hf-muted:#626872;
  --hf-line:#dce7e7;
  --hf-surface:#f6fbfb;
  --hf-ease:cubic-bezier(.2,.7,.2,1);
}

html{scroll-padding-top:82px}
body{text-wrap:pretty}
img{max-width:100%;height:auto}

/* Accesibilidad */
.hf-skip-link{
  position:fixed;z-index:1000;left:16px;top:10px;
  padding:10px 14px;border-radius:999px;background:#22252b;color:#fff;
  font:700 12px/1.2 Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;
  text-decoration:none;box-shadow:0 10px 28px rgba(0,0,0,.18);
  transform:translateY(-160%);transition:transform .18s ease;
}
.hf-skip-link:focus{transform:none}
:where(a,button,input,select,textarea,summary):focus-visible{
  outline:3px solid rgba(66,200,199,.42)!important;
  outline-offset:3px!important;
}
@supports(selector(:focus-visible)){
  :where(a,button,input,select,textarea,summary):focus:not(:focus-visible){outline:none}
}

/* Cabecera: menos alta, más editorial y con espacio para Blog */
.site-header .header-inner{
  width:min(1180px,calc(100% - 48px))!important;
  min-height:70px!important;
  gap:22px!important;
}
.site-header.scrolled .header-inner{min-height:64px!important}
.site-header .brand-logo,.site-header .brand img{width:142px!important}
.site-header .desktop-nav{gap:4px!important}
.site-header .desktop-nav a{min-height:38px!important;padding:7px 12px!important;font-size:12.5px!important}
.site-header .header-actions > a.hf-header-cta{min-height:40px!important;padding-inline:17px!important}
.language-trigger{height:40px;min-width:76px}
.language-flag-image,.language-option-flag-image{border-radius:5px!important;object-fit:cover!important}
.language-flag-image{width:20px!important;height:15px!important}
.language-option-flag-image{width:23px!important;height:17px!important}

/* Footer: legales legibles y navegación algo más clara */
.hf-footer{padding-top:58px}
.hf-footer-main{gap:44px}
.hf-footer-nav a{font-size:12.25px}
.hf-footer-legal{gap:38px}
.hf-footer-legal p{font-size:10.5px!important;line-height:1.76!important;color:#687075!important}

/* HOME — hero con jerarquía más limpia */
.hero-inner{
  min-height:580px!important;
  grid-template-columns:minmax(0,.96fr) minmax(0,1.04fr)!important;
  gap:clamp(42px,5vw,68px)!important;
  padding-block:48px 58px!important;
}
.hero-copy{max-width:590px!important}
.hero h1{
  max-width:15ch!important;
  margin-bottom:18px!important;
  font-size:clamp(38px,3.45vw,50px)!important;
  line-height:1.045!important;
  letter-spacing:-.043em!important;
}
.hero-copy .lead{max-width:51ch!important;font-size:clamp(15px,1.06vw,16.5px)!important;line-height:1.72!important}
.hero-actions{margin-top:1px}
.hero-actions .button{min-height:49px}
.trust-mini{gap:10px 16px!important;margin-top:23px!important;padding-top:17px!important}
.trust-mini span{font-size:10.5px!important}
.hero-visual{max-width:570px!important;min-height:455px!important}
.hero-stage{width:min(100%,515px)!important;border-radius:38px 38px 104px 38px!important}
.hero-visual:before{border-radius:44px 44px 116px 44px!important}
.hero-float{min-width:162px!important;padding:10px 12px!important}
.hero-float-advisor{right:-3px!important;top:64px!important}
.hero-float-digital{left:-12px!important;bottom:47px!important}
.hero-stage-label{font-size:9px!important}
.quality-track{animation-duration:42s!important}

/* Menos scroll vacío entre bloques; mantiene el carácter premium */
.journey,.benefits,.calculator-section,.process,.experience,.faq{padding-top:92px!important;padding-bottom:92px!important}
.split{padding-block:94px!important}
.clarity .split{padding-block:94px!important}
.process-heading{padding-top:76px!important;padding-bottom:68px!important}

/* Tarjetas: más contraste al pasar el cursor, sin exagerar */
.benefit-card,.mini-card,.step,.calculator,.faq-list,.house-card{
  transition:transform .28s var(--hf-ease),box-shadow .28s ease,border-color .28s ease,background .28s ease;
}
@media(hover:hover){
  .calculator:hover,.faq-list:hover,.house-card:hover{box-shadow:0 24px 68px rgba(31,72,76,.10)}
}

/* Home: bloque editorial del blog sustituye una sección repetitiva */
.home-guides{padding:92px 0;background:#fff}
.home-guides-head{display:grid;grid-template-columns:minmax(0,.8fr) minmax(0,.65fr);gap:60px;align-items:end;margin-bottom:32px}
.home-guides-head .section-title{margin-bottom:0;max-width:13ch}
.home-guides-head .lead{justify-self:end;max-width:42ch}
.home-guide-card{
  display:grid;grid-template-columns:minmax(280px,.82fr) minmax(0,1.18fr);overflow:hidden;
  border:1px solid #e0eaea;border-radius:30px;background:#f8fbfb;
  box-shadow:0 18px 54px rgba(28,63,67,.065);
}
.home-guide-media{position:relative;min-height:320px;overflow:hidden;background:#dfeeed}
.home-guide-media img{width:100%;height:100%;object-fit:cover;transition:transform .65s var(--hf-ease)}
.home-guide-media:after{content:"";position:absolute;inset:0;background:linear-gradient(135deg,transparent 55%,rgba(30,55,58,.08))}
.home-guide-body{display:flex;flex-direction:column;justify-content:center;padding:42px 46px}
.home-guide-kicker{margin:0 0 14px;color:var(--hf-accent-dark);font-size:10px;font-weight:850;letter-spacing:.09em;text-transform:uppercase}
.home-guide-body h3{max-width:18ch;margin:0 0 13px;font-size:clamp(27px,3vw,40px);line-height:1.05;letter-spacing:-.04em}
.home-guide-body p{max-width:48ch;margin:0 0 24px;color:#626b70;font-size:14px;line-height:1.72}
.home-guide-actions{display:flex;flex-wrap:wrap;gap:10px;align-items:center}
.home-guide-link{display:inline-flex;align-items:center;gap:7px;color:#2d7778;font-size:12px;font-weight:820;text-decoration:none}
.home-guide-link span{transition:transform .2s ease}
.home-guide-link:hover span{transform:translateX(3px)}
@media(hover:hover){.home-guide-card:hover .home-guide-media img{transform:scale(1.025)}}

/* CTA final: nunca queda solapado con el footer */
.cta{padding:54px 0 72px!important}
.cta-inner{
  top:0!important;
  min-height:244px!important;
  grid-template-columns:minmax(230px,.76fr) minmax(0,1.24fr)!important;
  gap:34px!important;
  padding:42px 48px!important;
}
.cta h2{max-width:10.5ch!important;font-size:clamp(36px,4vw,52px)!important;line-height:1!important}
.cta-copy p{margin:0!important;max-width:38ch!important;color:#cdd2d4!important;font-size:13px!important;line-height:1.6!important}
.cta-actions{width:100%!important;max-width:610px!important;justify-self:end!important;display:grid!important;grid-template-columns:minmax(0,1fr) auto!important;gap:10px!important}
.cta-actions .button{min-width:0!important;min-height:50px!important;white-space:normal!important;text-align:center!important;line-height:1.2!important}

/* Formularios: controles y feedback más claros */
input,select,textarea{accent-color:var(--hf-accent-strong)}
form :is(input,select,textarea):user-invalid{border-color:#c96d6d}
form :is(input,select,textarea):user-valid:not([type="checkbox"]){border-color:#9bcfce}
button[disabled]{cursor:wait;opacity:.72;transform:none!important}

/* Blog: elimina dependencia visual de una fuente externa */
.blog-search::placeholder{color:#687277;opacity:1}
.blog-filter{min-height:38px}

@media(max-width:1020px){
  .cta-inner{grid-template-columns:1fr!important;gap:22px!important}
  .cta-actions{justify-self:start!important;max-width:620px!important}
}
@media(max-width:900px){
  html{scroll-padding-top:72px}
  .site-header .header-inner{width:min(100% - 30px,760px)!important;min-height:62px!important}
  .site-header.scrolled .header-inner{min-height:60px!important}
  .site-header .brand-logo,.site-header .brand img{width:122px!important}
  .hero-inner{grid-template-columns:1fr!important;gap:34px!important;padding-block:42px 52px!important}
  .hero h1{max-width:15.2ch!important;font-size:clamp(38px,6.3vw,50px)!important}
  .hero-visual{width:min(100%,600px)!important;max-width:600px!important;min-height:0!important}
  .hero-stage{width:min(92%,520px)!important}
  .home-guides{padding:78px 0}
  .home-guides-head{grid-template-columns:1fr;gap:12px}
  .home-guides-head .lead{justify-self:start;max-width:54ch}
  .home-guide-card{grid-template-columns:1fr}
  .home-guide-media{min-height:300px}
  .home-guide-body{padding:34px 36px}
  .journey,.benefits,.calculator-section,.process,.experience,.faq{padding-top:80px!important;padding-bottom:80px!important}
  .split,.clarity .split{padding-block:82px!important}
}
@media(max-width:640px){
  body{overflow-wrap:anywhere}
  .hf-footer-legal p{font-size:10px!important}
  .hero-inner{gap:24px!important;padding-block:32px 38px!important}
  .hero h1{max-width:14.7ch!important;font-size:clamp(33px,9vw,40px)!important;line-height:1.05!important}
  .hero-copy .lead{font-size:14px!important}
  .hero-stage{width:96%!important}
  .hero-float{min-width:140px!important;padding:8px 9px!important}
  .hero-float-advisor{top:34px!important;right:0!important}
  .hero-float-digital{left:0!important;bottom:24px!important}
  .trust-mini{grid-template-columns:1fr 1fr!important}
  .trust-mini span:nth-child(2){grid-column:auto!important;order:initial!important}
  .home-guides{padding:70px 0}
  .home-guide-media{min-height:220px}
  .home-guide-body{padding:26px 22px}
  .home-guide-body h3{font-size:28px}
  .home-guide-actions{align-items:stretch;flex-direction:column}
  .home-guide-actions .button,.home-guide-link{width:100%;justify-content:center}
  .journey,.benefits,.calculator-section,.process,.experience,.faq{padding-top:70px!important;padding-bottom:70px!important}
  .split,.clarity .split{padding-block:72px!important}
  .process-heading{padding-top:60px!important;padding-bottom:54px!important}
  .cta{padding:36px 0 52px!important}
  .cta-inner{gap:19px!important;padding:30px 22px!important;border-radius:24px!important}
  .cta h2{font-size:34px!important}
  .cta-actions{grid-template-columns:1fr!important;max-width:none!important}
  .cta-actions .button{width:100%!important}
}
@media(max-width:390px){
  .hero h1{font-size:33px!important}
  .hero-float-digital{display:none!important}
  .trust-mini{grid-template-columns:1fr!important}
}
@media(prefers-reduced-motion:reduce){
  html{scroll-behavior:auto!important}
  *,*:before,*:after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
  .quality-track{transform:none!important}
}

/* Ajustes de primera pantalla en páginas secundarias */
.page-about .about-hero-inner{min-height:570px!important;padding:52px 0 60px!important;gap:clamp(46px,5vw,72px)!important}
.page-about .about-hero h1{font-size:clamp(38px,3.65vw,52px)!important;line-height:1.04!important;max-width:15ch!important}
.page-about .about-visual{max-width:555px!important;min-height:450px!important}
.page-contact .hero{padding:58px 0 54px!important}
.page-contact .hero-grid{gap:58px!important}
.page-contact .hero h1{font-size:clamp(38px,4.15vw,56px)!important;line-height:1.02!important;max-width:12ch!important}
.page-contact .hero-copy>p:not(.eyebrow){font-size:16px!important;line-height:1.72!important}
.page-contact .hero-card{min-height:430px!important}
.page-blog .blog-hero{padding:72px 0 62px!important}
.page-blog .blog-hero-grid{gap:58px!important}
.page-blog .blog-hero h1{font-size:clamp(42px,4.7vw,62px)!important;line-height:1!important}
.page-blog .blog-hero-copy{font-size:16px!important}

@media(max-width:900px){
  .page-about .about-hero-inner{min-height:0!important;padding:42px 0 50px!important}
  .page-contact .hero{padding:42px 0 44px!important}
  .page-contact .hero-card{min-height:350px!important}
  .page-blog .blog-hero{padding:54px 0 50px!important}
}
@media(max-width:560px){
  .page-about .about-hero h1,.page-contact .hero h1{font-size:36px!important}
  .page-contact .hero-card{min-height:285px!important}
  .page-blog .blog-hero h1{font-size:42px!important}
}

/* Housefinan NL — AFM register badge */
.hf-footer-afm{
  display:flex;
  align-items:center;
  margin-top:18px;
}
.hf-footer-afm-link{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-width:168px;
  max-width:100%;
  padding:12px 14px;
  border:1px solid rgba(112,199,199,.35);
  border-radius:16px;
  background:#f1f8fd;
  box-shadow:0 10px 24px rgba(24,29,33,.08);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease, background-color .18s ease;
}
.hf-footer-afm-link:hover{
  transform:translateY(-2px);
  border-color:rgba(112,199,199,.65);
  background:#eef7fc;
  box-shadow:0 14px 28px rgba(24,29,33,.12);
}
.hf-footer-afm-link:focus-visible{
  outline:3px solid rgba(112,199,199,.38);
  outline-offset:3px;
}
.hf-footer-afm-link img{
  display:block;
  width:136px;
  height:auto;
  max-width:100%;
}
@media(max-width:800px){
  .hf-footer-afm{margin-top:16px}
  .hf-footer-afm-link{min-width:160px;padding:11px 13px}
  .hf-footer-afm-link img{width:130px}
}
@media(max-width:430px){
  .hf-footer-afm-link{min-width:150px;padding:10px 12px}
  .hf-footer-afm-link img{width:122px}
}

/* Housefinan compact footer knowledge navigator */
.hf-footer-mini-nav{
  display:grid;
  grid-template-columns:minmax(190px,.9fr) minmax(170px,.8fr) minmax(300px,1.35fr) auto;
  gap:14px 18px;
  align-items:center;
  margin:24px 0 0;
  padding:14px 16px;
  border:1px solid #dfe9e8;
  border-radius:16px;
  background:linear-gradient(135deg,#ffffff 0%,#f8fbfb 100%);
  box-shadow:0 8px 22px rgba(31,55,61,.045);
}
.hf-footer-mini-intro{min-width:0}
.hf-footer-mini-eyebrow{
  display:block;
  margin:0 0 4px;
  color:#2f8182;
  font-size:9px;
  line-height:1.2;
  font-weight:850;
  letter-spacing:.09em;
  text-transform:uppercase;
}
.hf-footer-mini-title{
  margin:0;
  color:#19383d;
  font-size:15px;
  line-height:1.2;
  font-weight:840;
}
.hf-footer-mini-desc{
  margin:4px 0 0;
  color:#778188;
  font-size:10.5px;
  line-height:1.45;
}
.hf-footer-mini-chips{
  display:flex;
  flex-wrap:wrap;
  gap:6px;
  min-width:0;
}
.hf-footer-mini-chip{
  display:inline-flex;
  align-items:center;
  min-height:26px;
  padding:6px 8px;
  border:1px solid #dce9e8;
  border-radius:999px;
  background:#fff;
  color:#4f696f;
  font-size:9.5px;
  line-height:1;
  font-weight:760;
  white-space:nowrap;
}
.hf-footer-mini-links{
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:8px;
  min-width:0;
}
.hf-footer-mini-link{
  position:relative;
  display:grid!important;
  grid-template-columns:minmax(0,1fr) auto;
  gap:2px 8px;
  align-items:center;
  min-width:0;
  padding:9px 10px!important;
  border:1px solid #e1e9e8;
  border-radius:11px;
  background:#fff;
  color:#263f44!important;
  transform:none!important;
  transition:border-color .18s ease,background .18s ease,transform .18s ease!important;
}
.hf-footer-mini-link:hover{
  border-color:#c7dddd;
  background:#fbfefe;
  transform:translateY(-1px)!important;
}
.hf-footer-mini-status{
  grid-column:1/2;
  color:#3a8586;
  font-size:8px;
  line-height:1.15;
  font-weight:820;
  letter-spacing:.06em;
  text-transform:uppercase;
}
.hf-footer-mini-link strong{
  grid-column:1/2;
  overflow:hidden;
  color:#253e43;
  font-size:10.5px;
  line-height:1.28;
  font-weight:780;
  text-overflow:ellipsis;
  white-space:nowrap;
}
.hf-footer-mini-arrow{
  grid-column:2/3;
  grid-row:1/3;
  color:#2f8082;
  font-size:13px;
  font-weight:850;
  transition:transform .18s ease;
}
.hf-footer-mini-link:hover .hf-footer-mini-arrow{transform:translateX(2px)}
.hf-footer-mini-browse{
  display:inline-flex!important;
  align-items:center;
  justify-content:center;
  gap:7px;
  min-height:36px;
  padding:8px 11px!important;
  border:1px solid #cde1e0;
  border-radius:11px;
  background:#eef7f6!important;
  color:#236e70!important;
  font-size:10px!important;
  line-height:1.1!important;
  font-weight:820!important;
  white-space:nowrap;
  transform:none!important;
  transition:background .18s ease,border-color .18s ease,transform .18s ease!important;
}
.hf-footer-mini-browse:hover{
  background:#e3f2f1!important;
  border-color:#bcd9d7;
  color:#195f61!important;
  transform:translateY(-1px)!important;
}
.hf-footer-mini-link:focus-visible,
.hf-footer-mini-browse:focus-visible{
  outline:3px solid rgba(112,199,199,.28);
  outline-offset:2px;
}
.hf-footer-mini-link[aria-current="page"],
.hf-footer-mini-browse[aria-current="page"]{
  border-color:#9fcaca;
}
@media(max-width:1020px){
  .hf-footer-mini-nav{
    grid-template-columns:1fr 1fr;
  }
  .hf-footer-mini-links{grid-column:1/-1}
  .hf-footer-mini-browse{justify-self:end}
}
@media(max-width:680px){
  .hf-footer-mini-nav{
    grid-template-columns:1fr;
    gap:10px;
    padding:13px;
    border-radius:14px;
  }
  .hf-footer-mini-chips{
    flex-wrap:nowrap;
    overflow:auto;
    padding-bottom:2px;
    scrollbar-width:none;
  }
  .hf-footer-mini-chips::-webkit-scrollbar{display:none}
  .hf-footer-mini-links{
    grid-column:auto;
    grid-template-columns:1fr;
  }
  .hf-footer-mini-browse{
    justify-self:stretch;
    width:100%!important;
  }
}

/* Housefinan · hardening responsive legales 2026-08-24
   Evita que TOC horizontales, URLs, emails o palabras largas amplíen el viewport. */
.legal-page,
.legal-page .container,
.legal-layout,
.legal-layout > *,
.legal-toc,
.legal-toc-card,
.legal-content,
.legal-section,
.legal-contact-box,
.legal-note{
  min-width:0;
  max-width:100%;
}
.legal-content,
.legal-section,
.legal-contact-box,
.legal-note{
  overflow-wrap:anywhere;
  word-break:normal;
}
.legal-content a,
.legal-contact-box a,
.legal-note a{
  overflow-wrap:anywhere;
  word-break:break-word;
}
@media(max-width:900px){
  .legal-layout{width:100%;}
  .legal-toc{width:100%;overflow:hidden;}
  .legal-toc-card{
    width:100%;
    max-width:100%;
    min-width:0;
    overflow-x:auto;
    overflow-y:hidden;
    overscroll-behavior-inline:contain;
    -webkit-overflow-scrolling:touch;
  }
  .legal-toc a{max-width:none;}
}
@media(max-width:640px){
  .legal-hero h1,
  .legal-section h2,
  .legal-section h3{
    overflow-wrap:anywhere;
  }
  .legal-note{align-items:flex-start;}
}